Utes & trucks
Vehicles, Vans, Utes & Trucks
Work vehicles, trailers and fit-outs that need to earn from day one.
For NZ tradies & contractors
Your finance mate is ready to work.
Need a ute, fit-out, plant, machinery, tools, cashflow or inventory? Talk it through with a real broker and get the application moving over the phone in minutes.
Everything you need to get the job done.
From the ute on the road to the tools in your hands — we sort the finance so you can stay on the tools.
Tools & fit-outs
Vehicle Fit-outs & Tools
Finance for the van setup, specialist tools and the gear that keeps jobs moving.
Specialist gear
Plant & Equipment
Plant, safety equipment and business cashflow for specialist work.
Cashflow
Cashflow & Inventory
Cover materials and wages while you wait for the invoice to land.
Refinance
Refinance & Debt Consolidation
Tidy up the mess. Roll multiple repayments into one and free up cash.
Equity release
Equity Release
Got equity sitting there? Put it to work and grow your business.
We're your mate on the phone
Real humans, no hold music, no jargon. Just straight answers.
We find the right fit for you and your business
We work across a panel of 30+ lenders and insurers, then place the application where it fits.
Fast & simple
We do the hard work while you stay on the tools.
Right fit for you
Every tradie's different. We find the product that works for your business.
Lender panel
30+ options, one right fit.
We shop the application around and place it where it best fits your trade, timeline and situation.
& More30+ lenders
Our Process
The 'No Bull$hit' Process
Three steps. That’s it. We don’t waste your time.
1
Get Verified
Call us, email us or text. Depending on what we're financing, let's make sure we have all the information we need — and nothing we don't.
2
Get Approved*
One of our business managers will help get the application done for you. Forms and supporting documents may be required, particularly for more complex applications.
* Subject to lender credit criteria and approval
3
Get Funded
Get on with your business, with the funding you need. Done.
Phone first
Talk to a person.
From call to funded
One clear run. No paperwork maze.
You talk it through once. We prepare the application and place it with the right lender, then tell you exactly what happens next.
- 01
Tell us what you need
A ute, fit-out, tools, plant or a cashflow gap.
- 02
We find the right option for you
Straight options from a panel of 30+ lenders and insurers, matched to your trade and timeline.
- 03
Get funded* and keep moving
Approval, docs and funding without losing the day.
* Subject to lender credit criteria and approval
Most approvals in minutesStart with a Call
Most approvals done in minutes, over the phone
Who You’re Working With
35+ years in finance. One straight answer.
Tradie Finance is headed by Darryl Harnett, bringing more than 35 years of finance experience to the job. From utes and vans to machinery, tools and cashflow, he knows how to get a deal moving.
You get practical help from people who understand lenders, trade businesses and the pressure of keeping work moving.
- Direct help from Darryl and his team of experienced Business Managers
- Site visits when required to talk through your business
- A panel of 30+ Lenders to suit all situations
- Clear next steps with no hidden surprises
Founder-led supportNZ Wide
Darryl Harnett
35+ years finance experience
35+
Years
NZ
Wide
1:1
Help
Contact Us
Need finance now?
We’re a text, email or phone call away.
Start The Conversation
Tell us what you need financed.
Jump into our quick pre-approval form and we’ll come back with clear next steps. No spam, ever.
It only takes a couple of minutes, and a real broker picks it up from there.
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